CIBC Aventura Visa Infinite: Travel Points with a Price

The Quick Version

The CIBC Aventura Visa Infinite card offers up to 2 Aventura points per C$1 on travel booked through its Rewards Centre and a hefty sign-up bonus worth up to $1,800. But, it comes with a C$139 annual fee and the best rewards are tied to specific spending categories. If your spending aligns, it could be a win.

Rates shown are representative. Your actual rate depends on your credit profile. This is not financial advice.

Fees & Rates

According to CIBC, the card carries an annual fee of C$139. You earn 2 Aventura points per C$1 on travel booked through CIBC and 1.5 points on gas, EV charging, grocery, and drugstore purchases. The sign-up bonus is appealing, with up to 60,000 points offered in the first year.

What's Actually Good

The rewards structure is robust if you frequently book travel through CIBC's system. The sign-up bonus can be substantial, offering up to $1,800 in value. It also provides travel insurance and purchase protection, which adds significant value for travelers.

The Catch

The C$139 annual fee is a significant downside, especially if you don't plan to maximize the travel rewards. The highest rewards are limited to purchases made through specific channels, and if your spending doesn't align, you might find better value elsewhere.

This Card Is For You If...

You're a frequent traveler who books through the CIBC Rewards Centre and spends heavily on travel-related expenses. If you regularly shop at gas stations, grocery stores, and drugstores, this card could be very rewarding. It's also ideal for those who can meet the spending requirements to unlock the full sign-up bonus.

The Bottom Line

If you're a frequent flyer who spends heavily on eligible categories, the CIBC Aventura Visa Infinite can offer great rewards. However, if your travel habits don't align, consider other cards like the Scotiabank Gold Amex: Travel Rewards Done Right?.